Dempsey Funding powered by COGO Capital offers construction loans for non-owner-occupied, single-family properties, condos, and townhomes.
These loans are specifically tailored to finance the construction or renovation of investment properties, providing investors with the necessary capital to complete their projects.
At Dempsey Funding powered by COGO Capital, our construction loan rates start at 11.29%. Our land and construction loans are typically used to finance both the purchase of the land and the construction of a new property. Reach out to one of our loan analysts to get the most up-to-date information on our loan programs, rates, and requirements. They will guide you through the application process and support you every step of the way.
We provide Construction Loan Services in
ColoradoWyomingNew MexicoUtah
Construction Loan Guidelines
- Collateral: Non-Owner Occupied Single Family Properties, Condos, & Townhomes
- Rates: Starting at 11.29%
- Term: 12 Months to 24 Months
- Loan Amount: $100K* – $3M (*Based on Loan Amount)
- Minimum Property Value: $150K** (** As-Completed Value)
- Credit Score: 650 Minimum
- Max. Allowed Loan Amount: As is – up to 75%
- ARV: up to 85%
- Leverage Based on Experience: Documented experience in the past three years